Field Loan Officers Jobs in Kalingalinga Zambia Share Wealth (Zambia) Limited Jobs in Kalingalinga Zambia View and Apply Field Loan Officers Jobs in Kalingalinga at Share Wealth (Zambia) Limited


Share Wealth (Zambia) Limited

Share Wealth Zambia Limited is a private limited company recently incorporated
in Zambia pursuant to the provisions of the Companies Act, No 2 of 2017 of the
laws of Zambia, having its registered offices in Lusaka. We provide loans to
the informal and formal sector. We are looking to fill the Position of Field
Loan Officers in Lusaka.

Position Overview

The Field Loan officers will evaluate, authorize, approval or deny loan
applications for people or for business. Will act as liaison between customers
and our financial institution and help qualified applicants acquire loans in a
timely manner.

Responsibilities

> Evaluate credit worthiness by processing loan applications and documentation within specified limits.
> Interview applicants to determine financial eligibility and feasibility of granting loans.
> Regularly visit the customers’ business and home to establish initial and continual eligibility.
> Determine all applicable ratios and metrics and set up debt payment plans.
> Communicate with clients either to request or to provide information.
> Justify decisions (approvals/rejections) and report on them.
> Complete loan contracts and counsel clients on policies and restrictions.
> Update job knowledge on types of loans and other financial services.
> Maintain and update account records, including customer growth potential
> Assess customer needs, explore all options and introduce different types of loans.
> Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.
> Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process.
> perate in compliance with laws and regulations and adhere to lending policy guidelines.

Requirements

> Familiarity with computers and banking applications/software.
> Solid understanding of direct/indirect lending products and practices.
> Excellent communication and interpersonal skills.
> Customer satisfaction orientation and sales competencies.
> Ability to work in a goal oriented environment.
> Have a strong sense of personal and team accountability.
> Able to multitask, fluent in English and two local languages.
> A minimum of a Grade 12 certificate.
> A Certificate or diploma from a recognised institution in Business Administration, sales and Marketing or Banking and /or Proven working experience as a Loan Officer. (will be an added advantage).

APPLICATION INSTRUCTIONS

If you fit the outlined criteria, please send your Curriculum Vitae that
includes as least three traceable references and a supporting letter to
s.lungwebungu@share-wealth.com, Cc, i.macharika@share-wealth.com. The closing
date for applications is 31st March, 2021.

Please take note that, only short-listed candidates will be contacted.



Send your Application Through




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Email i.macharika@share-wealth.com


Field Loan Officers Jobs in Kalingalinga Zambia Share Wealth (Zambia) Limited Jobs in Kalingalinga Zambia View and Apply Field Loan Officers Jobs in Kalingalinga at Share Wealth (Zambia) Limited


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